​Debit Cards

​Debit Cards

The Debit Cards enables it​s cardholder to withdraw cash through ATMs carrying “VISA, Plus, Jonet”, as well as purchasing goods and services through P.O.S. (Point of Sale) available locally and internationally with secured pin number and direct debiting from the customers’ account.


 Types of Debit Cards 
  1. Visa Classic Debit Card
  2. Visa Signature Debit Card

​Fees and commissions apply (Tariffs and Charges)

Benefits:
  • The card is used to withdraw cash and purchases through Points of Sales (P.O.S), where the amount is deducted directly from the account. 
  • Free card issuance fee.
  • National and worldwide acceptance.
  • The card is equipped with a smart chip that offer higher level of security.
  • Daily cash withdrawal limit up to JOD 1000
  • Daily P.O.S purchases limit up to JOD 1000.
  • Automatic enrolment in Bank ABC cards’ Discount Program.
  • The card can be used in the traditional payment method, through which the customer is requested to insert the card in the merchants’ POS devices and enter the PIN number in addition to the untraditional contactless method of payment, which allows the cardholder to pay, simply by tapping the card over the POS machine and without a PIN up to (JOD 300) daily or its equivalence in other currencies, given that the maximum amount for a single transaction is (JOD 100) or its equivalence in other currencies, noting that the maximum daily contactless payment transaction limit (JOD 300) is refreshed after performing any transaction with PIN, regardless whether the transaction was contact or contactless.
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
  • The card offers online shopping if the customer requested to open his card limit online through 3-D secure service that enables secured online payments using the debit card, every time the customer uses the card on a website that has 3-D secure.
    • The customer will receive a one-time password (OTP) which will be sent to his / her mobile number registered with the bank.
    • For more details about 3-D secure terms & conditions, please visit the following link:  3-D Secure Service Terms and Conditions
  • Max. limit for daily transactions: JOD 2000

  Conditions:
  • Applicant should have a bank account (current account/ salary transfer account or saving account).
  • Approval of authorized transactions depends on the availability of credit balances.

  Required Documents:
  • All documents related to account opening.
  • VISA Debit application form completed and signed by the customer including terms and conditions.

Visa Signature debit card is prestigious and designed for the discerning individual who seeks recognition and superior service around the world.


Card Features:
  • The card is used to withdraw cash and purchases through Points of Sales (P.O.S), where the amount is deducted directly from the account. 
  • National and worldwide acceptance.
  • The card is equipped with a smart chip that offer higher level of security.
  • Daily cash withdrawal limit up to JOD 2000
  • Daily P.O.S purchases limit up to JOD 2500
  • Automatic enrolment in Bank ABC cards’ Discount Program.
  • The card can be used in the traditional payment method, through which the customer is requested to insert the card in the merchants’ POS devices and enter the PIN number in addition to the untraditional contactless method of payment, which allows the cardholder to pay, simply by tapping the card over the POS machine and without a PIN up to (JOD 300) daily or its equivalence in other currencies, given that the maximum amount for a single transaction is (JOD 100) or its equivalence in other currencies, noting that the maximum daily contactless payment transaction limit (JOD 300) is refreshed after performing any transaction with PIN, regardless whether the transaction was contact or contactless.
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
  • Wide variety of offers provided by VISA Premium Privileges Program as follows:

    1. 24/7 Concierge:

      Bank ABC & Visa presents Visa signature Concierge services to Visa Signature cardholders. Take advantage of a host of services available to the customer over the phone and/or online, 24 hours a day, from anywhere in the world.

      Services available:

      • Flight reservations
      • Hotel reservations​  
      • Restaurant reservations
      • Car rental reservations
      • Event ticket purchases
      • Trip planning

    2. Concierge hotlines

      Cardholders should email concierge@visasignature-mea.com with the request itself, or to request for a call back. Cardholders should be contacted within 24 hours on their request.

      For more information, visit www.visamiddleeast.com or International Direct Dialing: +97143611234 OR +442078502829


    3. Multi-trip Travel Insurance

      The cardholder can use Visa Signature Card to pay for tavel tickets and enjoy a travel insurance for the cardholder and his/her family (which covers the spouse and up to 5 children; age limit of 75​ for all) up to 90 days in duration.

      To get the insurance certificate for visa application purposes, please refer to www.cardholderbenefitsonline.com or visit your nearest branch.


    4. Airport Lounges access

      Visa Signature provides its cardholders only the eligibility to access more than 1000 airport lounges for 12 visits in different airports across the world as follows:

      Visa Signature – Airport Lounge Key Access
      Number of Visits12 visits for the cardholder only
      Eligibility criteria:to benefit from this service1. Card should be active
      2. Cardholder must perform at least one International purchase transaction during the year*.

      Note: There will be one complimentary airport lounge visit before meeting the criteria no. 2 and 11 visits after meeting the criteria
      Fees for not meeting the eligibility criteriaCardholder pays USD 32 per visit, for the visits outside Visa entitlement OR where qualifying spend criteria is not met.

      *The Criteria that applies on the primary card applies on the supplementary card.
      The cardholder should visit the following link www.loungekey.com/visasignaturemena. and choose the city / airport that he/she would like to visit for free by choosing the "Lounge Finder" option. Or the cardholder can register through "LoungeKey" mobile application to check the latest lounges available information and benefits related to the service.

      * The "LoungeKey" application is available on both iOS and Android devices.

    5. Extended Warranty
      By using Visa Signature card for in-store or online purchases, the cardholder will receive complementary buyers’ protection insurance, providing cover for theft, accidental damage or non-delivery of eligible purchases. ​
      For Further details, please visit www.cardholderbenefitsonline.com.

    6. Purchase Protection
      When paying with Visa Signature Card, the cardholder will benefit from purchase protection for stolen, lost or damaged goods purchased.
      For Further details, please visit www.cardholderbenefitsonline.com.

    7. Rewards, Deals & Discounts
      A wide selection of exclusive offers from Visa International for Visa Signature cardholders.​​

    8. The card offers online shopping if the customer requested to open his card limit online through 3-D secure service that enables secured online payments using the debit card, every time the customer uses the card on a website that has 3-D secure.
      • The customer will receive a one-time password (OTP) which will be sent to his / her mobile number registered with the bank.
      • For more details about 3-D secure terms & conditions, please visit the following link:  3-D Secure Service Terms and Conditions​​

    9. Max. limit for daily transactions: JOD 2000
​  Conditions:
  • Applicant should have a bank account (current account/ salary transfer account or saving account).
  • Approval of authorized transactions depends on the availability of credit balances.
  • Monthly transferred salary starting from JOD 2000, or term deposit equal to or more than JOD 25000, or purchases on the classic debit card more than JOD 5000 through the past 12 months.
 Card Fees:
  • Issuance and renewal fee JOD 25 for primary card and JOD 30 for supplementary card

Required Documents:
  • All documents related to account opening.
  • VISA Signature Debit application form completed and signed by the customer including terms and conditions.
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