Certificates of Deposit

Certificates of Deposit

​​​Invest your money with our wide range of Certificates of Deposits that suit your needs, from 3 years up to 10 years.

1. Certificate of Deposit in EGP

What we offer:

  1. 3 years fixed rate CDs:
    • Tenor is 3 years
    • Interest is credited monthly
    • Minimum amount to issue CD is EGP 1,000
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 95%

  2. 3 years fixed rate premium CDs:
    • Tenor is 3 years
    • Interest is credited monthly​
    • Minimum amount to issue CD is EGP 10,000
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 95%

  3. 3 years floating rate CDs:
    • Tenor is 3 years
    • Interest rate is variable, whenever CBE corridor rate changes, the new interest rate will be automatically applied after receiving the credit interest of the existing month.
    • Interest is credited monthly or quarterly
    • Minimum amount to issue CD is EGP 1,000
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 95%

  4. 5 years fixed rate CDs:
    • Tenor is 5 years
    • Interest is credited monthly or quarterly
    • Minimum amount to issue CD is EGP 1,000
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 95%
  5. 7 years fixed rate CDs:
    • Tenor is 7 years
    • Interest is credited semiannually or annually
    • Minimum amount to issue CD is EGP 1,000
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 95%

  6. 10 years fixed rate CDs:
    • Tenor is 10 years
    • Interest is credited semiannually or annually
    • Minimum amount to issue CD is EGP 1,000
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 95%

Who can get it?

  • Egyptian citizens and Egypt’s residents
  • Minimum age 21 years

Required documents:

  • Valid National ID or Passport

2. Certificate of Deposits in USD

What we offer:

  1. 3 years fixed rate CDs:
    • Tenor is 3 years
    • Interest is credited monthly
    • Minimum amount to issue CD is USD 500
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 90%

  2. 5 years fixed rate CDs:
    • Tenor is 5 years
    • Interest is credited quarterly
    • Minimum amount to issue CD is USD 500 with no maximum amount
    • Redemption of the certificate is allowed only on completion of 6 months from date of issuance
    • Possibility to get secured facilities and credit card up to 90%​

Who can get it?

  • Egyptian citizens and Egypt’s residents
  • Minimum age 21 years

Required documents:

  • Valid National ID or Passport​